Articles

Subject: Off Again, On Again, HOBR Provisions Can Lead to Potential Confusion on Denial of Loan Modifications. New Case Highlights the Issue.

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: Auto Dialers Dialed Back (TCPA Regulation)

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: California SB 1183 Signed Into Law: Reverse Mortgages Excluded from Successor in Interest Provisions

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: Servicers Caught between a rock and hard place” under new TILA/RESPA Mortgage Servicing Rules

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: Lenders with Liens on Wholesaler Produce Beware!!

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: HOBR off again, on again?

Date: January 4, 2018
Client Alert:
To: All Scheer Law Group Clients and Affiliates:
Subject:  HOBR  off again, on again?
The California Homeowners Bill of Rights (HOBR) dramatically changed the foreclosure and loss mitigation rights and obligations of borrowers and lenders in residential real estate matters. The HOBR was designed  to address the foreclosure onslaught that … Continue reading

Client Alert: New Case Highlights The Dangers of Communicating with a Debtor that has Received a Bankruptcy Discharge on a Mortgage Loan. Upcoming Regulations Make it Worse.

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

Client Alert: From the Scheer Law Group: CA HOBR Changes: Prepare Now!!

Date: December 19, 2017
Client Alert:
To: All Scheer Law Group Clients and Affiliates:Subject: HOBR Changes Effective January 1, 2018.  Prepare Now
Significant changes to the California Homeowners Bill of Rights (“HBOR”) will go into effect on January 1, 2018.   Some parts of HBOR have been eliminated, other parts have been changed and still other parts remain … Continue reading

Client Alert: From the Scheer Law Group: Bankruptcy Rule Changes: Don’t Lose Your Rights!

Client Alert:

To: All Scheer Law Group Clients and Affiliates:

Subject:  Don’t Lose Your Rights;     Amendments to Bankruptcy Rules/Consumer Cases, Effective 12.1.17.  Deadlines for filing a Proof of Claim have changed.

There are some noteworthy changes to the Federal Bankruptcy Rules, which will be effective on December 1, … Continue reading

Client Alert: From the Scheer Law Group:  New Servicing Rules Effective in 14 Days: Charged off Loans: New Regulations

Date: October 5, 2017

Client Alert:

To: All Scheer Law Group Clients and Affiliates:

Subject:  Amendments to the TILA/RESPA Mortgage Servicing Rules. Effective October 19, 2017. Today’s Warning: Charged off Loan Requirements.

Background: Significant (and in some instances “mind numbing”) changes to the TILA/RESPA 2013 Mortgage  Servicing Rules (“MSR”), go into effect on October 19, … Continue reading