Latest News

Client Alert: From the Scheer Law Group: HOBR off again, on again?

Date: January 4, 2018
Client Alert:
To: All Scheer Law Group Clients and Affiliates:
Subject:  HOBR  off again, on again?
The California Homeowners Bill of Rights (HOBR) dramatically changed the foreclosure and loss mitigation rights and obligations of borrowers and lenders in residential real estate matters. The HOBR was designed  to address the foreclosure onslaught that … Continue reading

Client Alert: New Case Highlights The Dangers of Communicating with a Debtor that has Received a Bankruptcy Discharge on a Mortgage Loan. Upcoming Regulations Make it Worse.

Note: The following is a general discussion on the specified topic or issue and may not be relied on as legal advice in any specific case or matter you encounter. You should review any applicable case, or matter with counsel experienced in this area of law and should not generally rely on the discussion in … Continue reading

SLG Nor. Cal 2017

Client Alert: From the Scheer Law Group: CA HOBR Changes: Prepare Now!!

Date: December 19, 2017
Client Alert:
To: All Scheer Law Group Clients and Affiliates:Subject: HOBR Changes Effective January 1, 2018.  Prepare Now
Significant changes to the California Homeowners Bill of Rights (“HBOR”) will go into effect on January 1, 2018.   Some parts of HBOR have been eliminated, other parts have been changed and still other parts remain … Continue reading

Client Alert: From the Scheer Law Group:  New Servicing Rules Effective in 14 Days: Charged off Loans: New Regulations

Date: October 5, 2017

Client Alert:

To: All Scheer Law Group Clients and Affiliates:

Subject:  Amendments to the TILA/RESPA Mortgage Servicing Rules. Effective October 19, 2017. Today’s Warning: Charged off Loan Requirements.

Background: Significant (and in some instances “mind numbing”) changes to the TILA/RESPA 2013 Mortgage  Servicing Rules (“MSR”), go into effect on October 19, … Continue reading

Client Alert: From the Scheer Law Group: U.S. Supreme Court Rules that Filing a POC that May be Time Barred Is not a Violation of the FDCPA

Date: May 16, 2017
Client Alert:
To: All Scheer Law Group Clients and Affiliates:
Subject: U.S. Supreme Court Rules that Filing a Bankruptcy Proof of Claim that may be Time Barred Is not a Violation of the FDCPA
The right to collect on a debt may generally be challenged by the borrower as beyond the … Continue reading

Client Alert: From the Scheer Law Group: PACE Financing: May not be as Sunny as Predicted for Lenders or Borrowers

( Disclaimer): The following bulletin refers to legal issues subject to developing case law or regulatory oversight. In the event that you encounter issues covered in this bulletin, you should review the appropriate response with counsel experienced in this area of law and should update the status of any  legislation, regulation or case law mentioned.. … Continue reading

Client Alert: From the Scheer Law Group: Evictions: Record Trustee’s Deed or “Do Not Pass Go” and Do not Obtain Judgement

(Disclaimer): The following bulletin refers to legal issues subject to developing case law or regulatory oversight. In the event that you encounter issues covered in this bulletin, you should review the appropriate response with counsel experienced in this area of law and should update the status of any  legislation, regulation or case law mentioned.. The … Continue reading

Client Alert: From the Scheer Law Group: Buying Debt May Be Buying More than You Bargained for. FDCPA Cases under Examination by the Supreme Court

( Disclaimer): The following bulletin refers to legal issues subject to developing case law or regulatory oversight. In the event that you encounter issues covered in this bulletin, you should review the appropriate response with counsel experienced in this area of law and should update the status of any legislation, regulation or case law … Continue reading

Client Alert from the Scheer Law Group: Default Interest: Get it While you Can!

To All SLG Clients and Affiliates.
From: Spencer Scheer
Date: 11/8/2016
Client Alert: From the Scheer Law Group:
Subject: 9th Circuit Rules that Default Interest Can be Charged in Bankruptcy Proceedings.
( Disclaimer): The following bulletin refers to legal issues subject to developing case law or regulatory oversight. In the event that you encounter issues covered in this bulletin, you … Continue reading