Orange County Financial Services Attorney

Financial Services Lawyer in Orange County, CA

Financially savvy individuals are aware that many laws and regulations exist to protect certain investments and transactions. This is to deter unethical behavior and hold wrongdoers accountable for violating someone else’s rights. To ensure your business’s next financial move is California-compliant, hire an experienced Orange County financial services attorney to safeguard your financial goals.

The Scheer Law Group, LLP, believes that having financial success is more than just being knowledgeable of current market conditions. It demands a more proactive legal strategy to help anticipate what challenges could arise before they cause too much damage. Regardless of the stakes of your next financial move, the Scheer Law Group, LLP, remains committed to delivering the results you need to achieve your objectives and protect your long-term interests.

What Legal Issues Does a Financial Services Attorney Deal With?

The complexities that exist in financial transactions and investments provide an endless amount of opportunity for disputes to arise between two stakeholders. In Orange County, some of the most common cases these legal professionals take on include:

Bankruptcy

Bankruptcy law is one of the most frequent areas of law in which a financial services attorney will provide counsel. A lawyer can determine the most appropriate bankruptcy option, whether it’s Chapter 7, 11, or 13. During this process, a financial services attorney can ensure their clients understand the implications of these bankruptcy decisions to protect their assets as much as possible in the process.

Lending Compliance

Any financial institution or business that provides credit to others has a number of laws and regulations to follow. Attorneys in this space will help to ensure that all lending practices remain compliant at all times with specific regulations, such as the Equal Credit Opportunity Act (ECOA). They can also provide guidance on how to structure certain loans and credit agreements to minimize legal issues and penalties in the future.

Property Litigation

Real estate disputes are very common. People have disagreements over ownership rights, property boundaries, and even easements. When this happens, a financial services attorney can step in to represent their commercial property client from start to finish. This can include investigating a breach of contract, a zoning issue, or any other disputes among property owners.

Commercial Real Estate

Another significant area of law for financial services attorneys is commercial real estate law. This is due to the sheer number of laws and legal paperwork involved when either purchasing, selling, or leasing a commercial property. In these cases, a finance lawyer can draft and review contracts, negotiate specific terms their client is trying to achieve, or make sure local, state, and federal regulations are followed.

Landlord-Tenant Disputes

A financial services attorney can assist with landlord-tenant disputes when disagreements happening over money are involved. For example, landlords might be struggling to collect someone’s rent money or may need to evict someone from their property. When you hire an attorney, they can ensure that California law is followed and the parties rights are protected.

Mortgage Fraud

Financial services attorneys can also step in to represent any client who feels they have become a victim of mortgage fraud. They can also defend anyone who feels they were wrongfully accused of engaging in this. In these cases, an attorney can review falsified documents or misrepresented property values to identify if mortgage fraud exists and what damages it has caused to their banking or business client.

Because each of these dispute areas can be so complicated and different, you need to bring on an attorney who understands the reality of both finance and law to help spot illegal behavior and reach a solution in court. Be sure to connect with a financial services attorney as soon as you suspect you might have a case to avoid statute of limitations deadlines and missing opportunities to collect compelling evidence.

FAQs

What Is an Unlawful Detainer?

An unlawful detainer is a notice letting a tenant know a legal case has been opened to have them evicted by the landlord. Some reasons landlords may initiate this process are a tenant engaging in illegal behavior on their property, a tenant not paying their agreed-upon rent, or the tenant’s lease has expired, but they haven’t vacated the property.

Can an Attorney Loan Money to a Client in Orange County, CA?

It is generally prohibited for an Orange County, CA, attorney to loan any money to their clients. This is a conflict of interest that could compromise the attorney’s ability to provide effective and unbiased counsel. However, there are some legal exceptions. For example, an attorney may need to advance court costs or litigation expenses. The loans must be explicitly documented to avoid anyone trying to challenge the merits of these transactions.

How Can an Orange County Financial Services Attorney Help With Commercial Collection Services?

Orange County financial services attorneys can help businesses with commercial collection services by guiding them through enforcing debt collection while remaining compliant with all federal and state laws.

A collection matter will usually begin with a demand letter that your financial services attorney can create. They can represent a business in court if necessary, if the debt remains unpaid, and can also utilize legal tools such as liens on property or wage garnishments to obtain owed money.

What Is FinTech Versus Financial Services?

FinTech is the integration of technology into financial service offerings to help improve how a company is able to deliver its services to consumers. This includes many popular items that the general public might already be used to, like mobile banking apps or online investment platforms. Conversely, traditional financial services cover a much wider range of activities that do not have a technology focus, like equity management, shareholder relations, and more.

Contact Your Local Orange County Financial Services Attorney

If you are struggling to navigate the complexities of the financial world and are looking for legal guidance, Scheer Law Group, LLP, is standing by and ready to help with highly trained staff, dedicated professionals, and a full range of legal services at a reasonable cost. Contact Scheer Law Group, LLP, today to learn more about how our Orange County financial services attorneys can be your bank or business’s trusted legal partner.

Orange County, CA Financial Services Resources

• Table Funding vs. Direct Lending

Scheer Law Group, LLP –  Southern California Office

85 Argonaut #202, Aliso Viejo, CA
92656, United States

P: +1-949-263-8757